/* ===========================================================================
   Jitendra Research — SEBI Registered Research Analyst
   Shared stylesheet. Emerald + gold theme. WCAG 2.2 AA.
   =========================================================================== */
:root{
  --accent:#0C8C6A; --accent-d:#0A6E54; --accent-l:#12B588; --accent-wash:#E7F7F1;
  --gold:#B3841E; --gold-l:#D9A93A; --gold-wash:#FBF3DF;
  --ink:#0A1A16; --text:#28352F; --muted:#5B6B64;
  --bg:#FFFFFF; --bg2:#F4FAF7; --hero:#E9F7F0; --line:#E0ECE7; --line-2:#CFE0D9;
  --shadow:0 1px 2px rgba(10,26,22,.04), 0 10px 30px rgba(10,26,22,.06);
  --shadow-lg:0 20px 50px rgba(10,26,22,.10);
  --radius:18px; --radius-sm:12px; --maxw:1120px;
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;
  font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{max-width:100%;display:block}
a{color:var(--accent-d);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{color:var(--ink);line-height:1.12;letter-spacing:-.02em;font-weight:800}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* skip link + focus */
.skip{position:absolute;left:-999px;top:0;background:var(--accent-d);color:#fff;
  padding:12px 18px;border-radius:0 0 10px 0;z-index:200;font-weight:700}
.skip:focus{left:0}
a:focus-visible,button:focus-visible,.btn:focus-visible,summary:focus-visible{
  outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}

/* ===== nav ===== */
.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.88);
  backdrop-filter:saturate(1.3) blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--ink);font-size:19px;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.mark{width:42px;height:42px;border-radius:50%;flex:0 0 auto;
  background:linear-gradient(135deg,var(--accent),var(--accent-d));
  display:grid;place-items:center;color:#fff;font-weight:800;font-size:16px;
  box-shadow:0 4px 12px rgba(12,140,106,.35);border:2px solid #fff;outline:1px solid var(--line)}
.brand small{display:block;font-size:11px;font-weight:600;color:var(--muted);letter-spacing:.02em;margin-top:1px}
.navlinks{display:flex;align-items:center;gap:28px}
.navlinks a{color:var(--text);font-weight:600;font-size:15px}
.navlinks a:hover{color:var(--accent-d);text-decoration:none}
.nav .btn{padding:10px 18px;font-size:14px}
.nav .btn-primary,.navlinks a.btn-primary{color:#fff}
.navtoggle{display:none;background:none;border:1px solid var(--line-2);border-radius:10px;
  width:44px;height:44px;cursor:pointer;color:var(--ink);align-items:center;justify-content:center;padding:0}
.navtoggle svg{display:block}
.navtoggle .ico-x{display:none}
.navtoggle[aria-expanded="true"]{background:var(--accent-wash);border-color:var(--accent)}
/* mobile menu backdrop */
.navbd{position:fixed;inset:73px 0 0 0;background:rgba(10,26,22,.42);z-index:95;
  opacity:0;visibility:hidden;transition:opacity .28s ease,visibility .28s ease}
.navbd.open{opacity:1;visibility:visible}
@media (min-width:901px){ .navbd{display:none} }

/* compliance dropdown */
.has-sub{position:relative}
.subtoggle{display:inline-flex;align-items:center;gap:6px;background:none;border:0;font:inherit;
  color:var(--text);font-weight:600;font-size:15px;cursor:pointer;padding:0}
.subtoggle:hover{color:var(--accent-d)}
.subtoggle .chev{width:15px;height:15px;transition:transform .2s}
.subtoggle[aria-expanded="true"] .chev{transform:rotate(180deg)}
.submenu{position:absolute;top:calc(100% + 16px);left:50%;transform:translateX(-50%);
  background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);
  padding:8px;min-width:270px;display:none;z-index:120}
.submenu.open{display:grid;gap:1px}
@media (min-width:901px){ .has-sub:hover .submenu,.has-sub:focus-within .submenu{display:grid;gap:1px} }
.submenu a{display:block;padding:9px 14px;border-radius:9px;font-size:14px;font-weight:600;color:var(--text)}
.submenu a:hover{background:var(--accent-wash);color:var(--accent-d);text-decoration:none}
.submenu a.lead{color:var(--accent-d);border-bottom:1px solid var(--line);border-radius:9px 9px 0 0;margin-bottom:3px}

/* ===== buttons ===== */
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:16px;white-space:nowrap;
  padding:14px 26px;border-radius:999px;cursor:pointer;border:2px solid transparent;transition:.18s}
.btn-primary{background:var(--accent-d);color:#fff}
.btn-primary:hover{background:#08543F;text-decoration:none;transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent-d);text-decoration:none}
.btn-gold{background:#8A6410;color:#fff}
.btn-gold:hover{background:#6f5010;text-decoration:none}

/* ===== hero ===== */
.hero{background:
  radial-gradient(90% 120% at 100% 0%, #d7f1e7 0%, transparent 55%),
  radial-gradient(70% 90% at 0% 100%, var(--gold-wash) 0%, transparent 50%),
  var(--hero);
  border-bottom:1px solid var(--line)}
.hero .wrap{padding:44px 24px 52px}
@media (min-width:901px){
  .hero .wrap{padding:56px 24px 60px}
}
.pill{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line-2);
  color:var(--accent-d);font-weight:700;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;
  padding:9px 16px;border-radius:999px;box-shadow:var(--shadow)}
.pill .dot{width:8px;height:8px;border-radius:50%;background:var(--accent-l);box-shadow:0 0 0 4px rgba(18,181,136,.2)}
.hero h1{font-size:clamp(40px,5.6vw,66px);font-weight:900;letter-spacing:-.035em;margin:22px 0 0;max-width:12ch}
.hero h1 .a{color:var(--accent-d)}
.hero p.lead{font-size:clamp(16.5px,2vw,19px);color:var(--text);max-width:48ch;margin-top:18px}
.hero .cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.hero .micro{margin-top:26px;font-size:13.5px;color:var(--muted);display:flex;flex-wrap:wrap;gap:8px 22px}
.hero .micro b{color:var(--ink);font-weight:700}

/* ===== hero 2-col + credential circles ===== */
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero-side{display:flex;justify-content:center}
.creds-hero{max-width:430px}
.creds{display:flex;flex-wrap:wrap;gap:30px 44px;justify-content:center}
.creds-hero{gap:26px 36px}
.cred{width:172px;text-align:center;animation:credIn .7s cubic-bezier(.2,.75,.3,1) both}
.cred:nth-child(1){animation-delay:.06s}
.cred:nth-child(2){animation-delay:.2s}
.cred:nth-child(3){animation-delay:.34s}
.cred:nth-child(4){animation-delay:.48s}
.cred .circle{width:156px;height:156px;border-radius:50%;margin:0 auto 16px;display:grid;place-items:center;
  background:#fff;position:relative;box-shadow:0 14px 34px rgba(10,26,22,.10);
  animation:credFloat 5.5s ease-in-out infinite;will-change:transform}
.cred .circle::before{content:"";position:absolute;inset:-3px;border-radius:50%;
  background:conic-gradient(var(--accent),var(--gold-l),var(--accent-l),var(--gold),var(--accent));
  -webkit-mask:radial-gradient(farthest-side,#0000 calc(100% - 3px),#000 calc(100% - 3px));
          mask:radial-gradient(farthest-side,#0000 calc(100% - 3px),#000 calc(100% - 3px));
  animation:credSpin 8s linear infinite}
.cred:nth-child(2) .circle{animation-delay:.7s}
.cred:nth-child(3) .circle{animation-delay:1.4s}
.cred:nth-child(4) .circle{animation-delay:2.1s}
.cred:hover .circle{animation-play-state:paused;scale:1.05}
@keyframes credIn{from{opacity:0;transform:translateY(20px) scale(.9)}to{opacity:1;transform:none}}
@keyframes credFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes credSpin{to{transform:rotate(1turn)}}
@media (prefers-reduced-motion:reduce){
  .cred,.cred .circle,.cred .circle::before{animation:none!important}
}
.cred .circle .sm{display:block;font-size:11.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d)}
.cred .circle .big{display:block;font-size:34px;font-weight:900;letter-spacing:-.02em;color:var(--accent-d);line-height:1.05;margin-top:2px}
.cred .circle .big.sz{font-size:23px}
.cred .label{font-size:14px;color:var(--muted);line-height:1.45}
.cred .label b{display:block;color:var(--ink);font-weight:800;font-size:15px}

/* ===== sections ===== */
section{padding:84px 0}
.sec-tag{color:var(--accent-d);font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.sec-h{font-size:clamp(30px,4.5vw,44px);font-weight:900;letter-spacing:-.03em;margin:12px 0 0}
.sec-sub{color:var(--muted);max-width:60ch;margin-top:16px;font-size:18px}
.center{text-align:center}
.center .sec-sub{margin-left:auto;margin-right:auto}
.bg2{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* feature cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;
  box-shadow:var(--shadow);transition:.2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--line-2)}
.card .ico{width:52px;height:52px;border-radius:14px;background:var(--accent-wash);color:var(--accent-d);
  display:grid;place-items:center;margin-bottom:18px}
.card .ico svg{width:26px;height:26px}
.card h3{font-size:20px;margin-bottom:10px}
.card p{color:var(--muted);font-size:15.5px}

/* about */
.about-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;margin-top:44px}
.profile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.profile .avatar{width:96px;height:96px;border-radius:50%;background:linear-gradient(135deg,var(--accent),var(--accent-d));
  color:#fff;display:grid;place-items:center;font-size:34px;font-weight:800;margin-bottom:18px;box-shadow:0 8px 20px rgba(12,140,106,.3)}
.profile .ptag{color:var(--accent-d);font-weight:800;font-size:12px;letter-spacing:.1em;text-transform:uppercase}
.profile h3{font-size:26px;margin:4px 0 12px}
.profile p{color:var(--muted);font-size:15.5px}
.reglist{list-style:none;margin-top:20px;display:grid;gap:10px}
.reglist li{display:flex;gap:10px;font-size:14.5px;color:var(--text);align-items:flex-start}
.reglist li svg{width:18px;height:18px;flex:0 0 auto;color:var(--accent);margin-top:3px}
.reglist li b{color:var(--ink)}
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:22px;text-align:center;box-shadow:var(--shadow)}
.stat .n{font-size:30px;font-weight:900;color:var(--accent-d);letter-spacing:-.02em}
.stat .l{font-size:13px;color:var(--muted);margin-top:4px;font-weight:600}
.about-copy h2{margin-bottom:0}

/* approach / steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:44px}
.step{position:relative;padding-top:8px}
.step .no{font-size:14px;font-weight:800;color:#fff;background:#8A6410;width:34px;height:34px;border-radius:50%;
  display:grid;place-items:center;margin-bottom:14px}
.step h3{font-size:17px;margin-bottom:6px}
.step p{color:var(--muted);font-size:14.5px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:44px}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.cinfo{display:grid;gap:16px;margin-top:6px}
.cinfo > a,.cinfo > span{display:flex;gap:13px;align-items:flex-start;color:var(--text);font-size:15.5px}
/* WCAG 1.4.1 — "Get in touch" email/phone links underlined, not colour-only */
.cinfo > a{text-decoration:underline;text-underline-offset:2px}
.cinfo > a > span{text-decoration:underline}
.cinfo b{text-decoration:none}
.cinfo > a > span,.cinfo > span > span{min-width:0;flex:1;overflow-wrap:anywhere;word-break:break-word;line-height:1.5}
.cinfo svg{width:20px;height:20px;color:var(--accent-d);flex:0 0 auto;margin-top:3px}
.cinfo b{display:block;color:var(--ink);font-size:13px;text-transform:uppercase;letter-spacing:.05em;margin-bottom:1px}
.mini{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:4px}
.mini .m{background:var(--accent-wash);border-radius:var(--radius-sm);padding:18px;text-align:center}
.mini .m .n{font-size:22px;font-weight:900;color:var(--accent-d)}
.mini .m .l{font-size:12.5px;color:var(--muted);font-weight:600;margin-top:2px}

/* regulatory links grid */
.reglinks{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:40px}
.reglink{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;
  border:1px solid var(--line);border-radius:var(--radius-sm);padding:20px 24px;box-shadow:var(--shadow);transition:.18s;color:var(--ink);font-weight:700;font-size:16px}
.reglink:hover{border-color:var(--accent);color:var(--accent-d);text-decoration:none;transform:translateY(-2px)}
.reglink svg{width:20px;height:20px;flex:0 0 auto;color:var(--accent)}

/* compliance document grid */
.docgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.doccard{display:flex;flex-direction:column;gap:5px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius-sm);padding:20px 22px;box-shadow:var(--shadow);transition:.18s;position:relative}
.doccard:hover{border-color:var(--accent);transform:translateY(-2px);text-decoration:none;box-shadow:var(--shadow-lg)}
.doccard .dt{font-weight:800;color:var(--ink);font-size:16px;padding-right:22px}
.doccard .dd{color:var(--muted);font-size:13.5px;line-height:1.5}
.doccard .arw{position:absolute;top:20px;right:20px;width:18px;height:18px;color:var(--accent)}

/* disclaimer band */
.disclaimer{background:var(--gold-wash);border-top:1px solid #efe1bd;border-bottom:1px solid #efe1bd}
.disclaimer .wrap{padding:30px 24px}
.disclaimer p{font-size:13.5px;color:#5c4a16;max-width:none}
.disclaimer b{color:#4a3a10}
.disclaimer p+p{margin-top:10px}

/* ===== footer ===== */
.footer{background:var(--ink);color:#c9d6d0;padding:64px 0 0}
.footer a{color:#c9d6d0}
.footer a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.1fr;gap:40px}
.footer .brand{color:#fff}
.footer .brand small{color:#8fa69d}
.footer .fabout{font-size:14px;color:#9fb3ab;margin-top:16px;max-width:34ch}
.fcol h3{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px;font-weight:800}
.fcol ul{list-style:none;display:grid;gap:10px}
/* WCAG 1.4.1 — footer navigation links underlined, not colour-only */
.fcol a{font-size:14px;text-decoration:underline}
.freg{font-size:13px;color:#9fb3ab;line-height:1.8}
.freg b{color:#fff}
.freg a,.footer p a,.disclaimer a{text-decoration:underline}
.fbar{border-top:1px solid rgba(255,255,255,.1);margin-top:52px;padding:22px 0}
.fbar .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:13px;color:#8fa69d}
.fbar a{color:#cfe0d9;font-weight:600}

/* ===== legal / compliance pages ===== */
.page-head{background:
  radial-gradient(80% 140% at 100% 0%, #d7f1e7 0%, transparent 55%),var(--hero);
  border-bottom:1px solid var(--line)}
.page-head .wrap{padding:54px 24px 46px}
.crumb{font-size:13px;color:var(--muted);font-weight:600}
.crumb a{color:var(--accent-d)}
.page-head h1{font-size:clamp(30px,5vw,46px);font-weight:900;letter-spacing:-.03em;margin-top:12px}
.page-head p{color:var(--muted);margin-top:12px;max-width:65ch}
.legal{padding:56px 0 76px}
.legal .wrap{max-width:860px}
.legal h2{font-size:23px;margin:36px 0 12px;padding-top:10px}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:18px;margin:24px 0 8px;color:var(--accent-d)}
.legal p{margin:10px 0;color:var(--text);font-size:16px}
.legal ul,.legal ol{margin:10px 0 10px 24px}
.legal li{margin:7px 0;color:var(--text)}
.legal a{color:var(--accent-d);font-weight:600;word-break:break-word;text-decoration:underline}
.legal strong,.legal b{color:var(--ink)}
.callout{background:var(--accent-wash);border:1px solid var(--line-2);border-left:4px solid var(--accent);
  border-radius:12px;padding:18px 22px;margin:22px 0}
.callout p{margin:6px 0}
.note{background:var(--gold-wash);border:1px solid #efe1bd;border-left:4px solid var(--gold);
  border-radius:12px;padding:18px 22px;margin:22px 0;font-size:14.5px;color:#5c4a16}
.note b{color:#4a3a10}
.updated{font-size:13.5px;color:var(--muted);margin-top:8px}

/* tables */
.tablewrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px}
table.data{border-collapse:collapse;width:100%;font-size:14px;min-width:620px;background:#fff}
table.data th,table.data td{border-bottom:1px solid var(--line);padding:11px 14px;text-align:left;vertical-align:top}
table.data thead th{background:var(--accent-d);color:#fff;font-weight:700;font-size:12.5px;letter-spacing:.02em}
table.data thead th strong,table.data thead th b{color:#fff}
table.data tbody tr:nth-child(even){background:var(--bg2)}
table.data tbody tr:last-child td{border-bottom:none}
table.data .tot{font-weight:800;background:var(--accent-wash)!important}

/* reg detail chips on legal pages */
.regchips{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:22px 0}
.regchips .c{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.regchips .c .k{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:700}
.regchips .c .v{font-size:15px;color:var(--ink);font-weight:700;margin-top:3px;word-break:break-word}

/* compliance link index (pills) */
.doclinks{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.doclinks a{background:#fff;border:1px solid var(--line-2);border-radius:999px;padding:8px 15px;font-size:13.5px;font-weight:600;color:var(--text)}
.doclinks a:hover{border-color:var(--accent);color:var(--accent-d);text-decoration:none}

/* ===== responsive ===== */
@media (max-width:900px){
  .navlinks{position:fixed;inset:73px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;
    gap:0;padding:6px 0 10px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);
    max-height:calc(100dvh - 73px);overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;
    transform:translateY(-12px);opacity:0;visibility:hidden;z-index:100;
    transition:transform .26s ease,opacity .26s ease,visibility .26s ease}
  .navlinks.open{transform:none;opacity:1;visibility:visible}
  .navlinks a{padding:14px 24px;border-bottom:1px solid var(--line)}
  .navlinks .btn{margin:12px 24px;justify-content:center}
  .has-sub{width:100%}
  .subtoggle{width:100%;justify-content:space-between;padding:14px 24px;border-bottom:1px solid var(--line);color:var(--text)}
  .submenu{position:static;transform:none;min-width:auto;border:0;border-radius:0;box-shadow:none;
    padding:0;background:var(--bg2)}
  .submenu.open{display:block}
  .submenu a{padding:13px 38px;border-bottom:1px solid var(--line);border-radius:0}
  .submenu a.lead{border-radius:0}
  .navtoggle{display:grid;place-items:center}
  .cards,.steps,.contact-grid,.reglinks,.regchips,.stats,.mini,.docgrid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .about-grid{grid-template-columns:1fr;gap:32px}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-side{order:2}
  .creds-hero{max-width:none}
  .fgrid{grid-template-columns:1fr 1fr;gap:32px}
  section{padding:60px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .steps{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .hero .wrap{padding:44px 24px 52px}
  .pill{font-size:10px;padding:6px 12px;letter-spacing:.03em;line-height:1.3;gap:7px}
  .pill .dot{width:6px;height:6px}
  /* credential circles: compact 2x2 on phones */
  .creds-hero{gap:16px 12px;max-width:340px;margin-top:6px}
  .creds-hero .cred{width:148px}
  .creds-hero .circle{width:122px;height:122px;margin-bottom:10px}
  .creds-hero .circle .big{font-size:26px}
  .creds-hero .circle .big.sz{font-size:19px}
  .creds-hero .circle .sm{font-size:10px}
  .creds-hero .label{font-size:12.5px}
  .creds-hero .label b{font-size:13px}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}